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State Farm® Insurance Agent

Jake Gerdes

Gerdes Ins and Fin Svcs Inc

(815) 625-5012

Office Hours

After Hours by Appointment

Address

3307 E Lincolnway
Suite 1
Sterling, IL 61081-9752

Across the road (Lincolnway) from Kohls. Next to the Illinois Education Association.

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

3307 E Lincolnway
Suite 1
Sterling, IL 61081-9752

Languages

English, Spanish

Welcome to Jake Gerdes State Farm – Your Top Choice for Auto, Home, Renters, and Life Insurance in Sterling, IL

At Jake Gerdes State Farm, we’re proud to be Sterling’s leading insurance agency, serving Sterling, IL and the Sauk Valley area. Our experienced team helps individuals, families, and businesses throughout Northern Illinois find the right insurance coverage for every stage of life. Whether you’re searching for auto insurance, home insurance, renters insurance, life insurance, business insurance, or farm/ranch insurance, our mission is to protect what matters most to you.

December 2025 – Secure Your Home and Family With Comprehensive Insurance Coverage

With winter in full swing, holiday lights, seasonal cooking, and harsh weather can increase the risk of home accidents. Have you updated your homeowners insurance recently? Now is the time to review your home insurance policy and make sure your property is protected against fire, theft, and winter weather. Let’s work together to ensure your home is covered for the holidays and beyond. #HolidaySafety #HomeInsurance #WinterPreparedness

Auto Insurance in Sterling, IL – Be Ready for Winter Roads

Icy roads and holiday travel are part of winter in Northern Illinois. Our auto insurance policies are designed to keep you safe on the road, with coverage options for every driver and vehicle. If you’re updating your auto insurance or adding a new vehicle to your policy, our team is here to help you find coverage.

Renters Insurance and Personal Property Protection for Sterling, IL Residents

Whether you’re moving into a new apartment, college housing, or rental home this season, our renters insurance policies protect your personal belongings from unexpected events like fire, theft, or weather damage. Ask us about coverage for recreational vehicles, equipment, or personal property stored for the winter.

Life Insurance for Sterling, IL Families

Secure your family’s financial future with life insurance to fit your needs. From term life to perm life insurance, our team provides guidance and coverage options now and for years to come.

Why Choose Jake Gerdes State Farm for Insurance in Sterling, Illinois?

As a local, independent State Farm insurance agency, we offer personalized service, clear answers, and coverage options for auto, home, renters, and life insurance. Serving Sterling, Rock Falls, Dixon, and the entire Sauk Valley region, our knowledgeable team is dedicated to making insurance simple and straightforward.

Get Your Free Insurance Quote in Sterling, IL Today

Ready to update your auto insurance, home insurance, renters insurance, or life insurance this December? Contact Jake Gerdes State Farm for a free, no-obligation quote. We’re committed to helping you drive with confidence, protect your home, safeguard your belongings, and secure your future—through every season.

Proudly Serving Sterling and Surrounding Illinois Communities

We serve Sterling, Rock Falls, Dixon, Milledgeville, Polo, Galt, Prophetstown, Morrison, Lyndon, Amboy, Ashton, Franklin Grove, Oregon, Mount Morris, Tampico, Erie, Walnut, Nelson, Harmon, Coleta, Chadwick, Lanark, Forreston, and neighboring towns throughout Whiteside, Lee, Carroll, and Ogle counties. Wherever you are in Northern Illinois, our team is ready to help.

Contact Jake Gerdes State Farm – Your Local Sterling, IL Insurance Agency

Don’t wait to protect your family, business, or property. Call, click, or visit Jake Gerdes State Farm in Sterling, Illinois, and discover how easy it is to find the right auto insurance, home insurance, renters insurance, and life insurance—this December and all year long.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Investment Services, Annuities

What is collision coverage and what does it cover?

Discover what collision coverage insurance is, what it does and doesn't cover (like theft or weather damage) and why you may need this coverage in place before an accident to help pay for repairs afterward.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Home buying myths busted

Whether you’ve never owned a home or you’re an experienced home buyer, we help to separate the home buying myths from home buying facts with this guide.

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At Jake Gerdes State Farm Insurance, we proudly serve Illinois, that includes Sterling, Rock Falls, Dixon and neighboring areas with Auto, Home, Renters, Life, Business Insurance, and Financial Services. Our mission is to support community members during relocations to Whiteside/Lee County by providing exceptional service and safeguarding what matters most. Our dedicated team of licensed Insurance Professionals is committed to your unique needs, including Life Insurance, Financial Services, Auto Insurance, Homeowners Insurance, and support for small businesses with Commercial Insurance. Oh, and let us not forget our love for Farm/Ranch Insurance! Contact us today for a Free Quote on Car, Home, or Life Insurance, as we help you pursue your life goals. We are here to protect the lives and assets of the customers we serve, through effortless, consistent, and personalized customer interactions.

Give us a call if you are moving Sterling, or surrounding Illinois areas. We are a family of highly skilled individuals working together to fulfill a community responsibility of giving outstanding service and also fulfilling our moral obligation of protecting what's important to customer's so they can focus on accomplishing their life goals. My team of licensed Insurance Professionals is here to help get you Insurance coverage for your specific needs. Not only can we help with Life Insurance and Financial Services, Auto Insurance, Homeowners Insurance, but we are also able to assist small business owners with their Commercial lines of Insurance. Give us a call today for a Free Quote for Car Insurance, Home Insurance or Life Insurance! We also Speak Spanish! Call or Text us today!

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